Creating a budget is the first crucial step in managing our finances. Suffice to say, it can be said that budgeting is the basic foundation of every financial plan. Some people said that budgeting is a dreary task. In fact, most of the times we […]
Do you understand that feeling, when your paycheck comes consistently like you can go up against the world? Quick forward five days after and your account balance is RM -286.00. Your eyes nearly drop out of their sockets when you check your bank balance. Where […]